The HR Manager
Ten years HR. Turned expertise into a fractional seat and a retainer that pays like a second salary.
- Full-time role — 55%
- Fractional role — 35%
- Advisory intros — 10%
$10k/mo salary + $7k/mo fractional role.
A SYSTEM FOR BUILDING INCOME BEYOND YOUR PAYCHECK
Build IncomeBeyond Your Paycheck.Build income beyond your paycheck — Build a Portfolio Career
Design a Portfolio Career with the Income Stack Sprint, the step-by-step system for building income streams that fit your skills, goals, and life.
I built a $400K+/yr Portfolio Career by intentionally stacking income around my expertise, not chasing every opportunity. The Income Stack is the framework I used to get there, and now I'm sharing it with you.
Build My Income Stack →
Instant access · Yours forever
Anchor Income✦Skill Income✦Digital Income✦Equity Income✦Price it. Pitch it. Land it.✦
Anchor Income✦Skill Income✦Digital Income✦Equity Income✦Price it. Pitch it. Land it.✦
START HERE — 3 MINUTES
What is a portfolio career?
Not gigs. Expertise-adjacent stacks that compound.
A portfolio career isn't stitching together DoorDash and a side hustle. It's building 2–3 income streams around the expertise you already have. Digital products. Teaching. Equity. Income streams that strengthen each other—so one employer, client, or bad quarter doesn't define your future.
- Gigs trade hours for cash and cap out. Stacks compound the reputation, relationships, and IP you already own.
- One paycheck isn't security. Diversified income is.
- Layoffs are running at a 15-year high. If you wait until the email lands, you're 6-months too late to build your second stream.
The Problem
You're working hard.
But one paycheck is still your whole plan.
Most professionals were taught how to build a career—not how to build income beyond a job.
We chased promotions, bigger salaries, and better titles.
But one income stream can only take you so far.
The people with real options aren't working harder.
They've built multiple income streams around the expertise they already have.
The real risk
Waiting until the layoff, the restructure, or the bad quarter forces you to start from zero.
By then, you're six months too late.
"If your only income depends on one employer, you don't have a career plan. You have a single point of failure."
The Transformation
This isn't about surviving.
It's about arriving.
One paycheck was never meant to carry your entire future. A Portfolio Career isn't built because you're expecting the worst. It's built because you want more choice, more resilience, and more control over what's possible. You don't have to be one of them.
This is about becoming the parent who says yes without doing math in her head first. The one who picks the school because it's right, not because it's what's left after the bills. The one with money moving into investments, not just covering what's due.
It's the difference between being resourced and being exposed. Between reacting to your life and actually building it. A second income stream isn't a safety net, it's the beginning of real security. Real optionality. The kind of life where a bad quarter is an inconvenience, not a crisis.
You're not trying to survive. You're trying to arrive.
This is how you get there.
Build 2–3 income streams. Survive the layoff, the lost client, the bad quarter.
Introducing the program
The Income
$tack.
A self-paced sprint for portfolio career beginners — designed to help you earn an extra $1–5K/month within the next 90 days.
Everything lives in a private Circle portal — the 60-minute masterclass, the workbook, the Claude AI prompts, and the 90-day roadmap. We partner with Claude to interview you and build custom income stacks around your specific experience and expertise. Not generic templates. Not a course that leaves you to figure out the hard part alone. AI does the heavy lifting on the parts that used to take weeks — surfacing your offer, naming it, writing your pitch, mapping your pricing — so your structure is defined in one day, and your roadmap is ready to execute by the time you close the laptop.
theincomestack.co/
Welcome back
Your Stack, Day 12
On track
Projected /mo
$3,240
Streams live
2 of 4
Day
12 / 90
Your 4 Stacks
Built with Claude AI
Consulting retainer
45%
Paid Substack
20%
Workshop cohort
25%
Advisory seat
10%
Today's task
Draft your offer stack with the Claude prompt →
Your dashboard · your stack · your results
Structure
Your portfolio career defined in one day.
Stacks
Four custom income stacks built from your experience. Options anyone?
Roadmap
AI-powered 90-day plan to start earning.
BUILD MY STACK→Instant access · 7-day guarantee
Sample Stacks
What this can look like.
An Income Stack is designed around your skills, goals, available time, and desired lifestyle. As your life evolves, so should your Stack. The goal isn't more income streams—it's the right mix for this season of your life.
The Creative
Full-time day job. A film photography print shop on the side. A podcast that pays in relationships, not dollars — yet.
- Full-time role — 70%
- Print sales — 20%
- Podcast (network) — 10%
50k salary + $900/mo prints + a podcast that pays in rooms.
The Electrician
Licensed electrician by day. A small crew he subcontracts on weekends. A YouTube channel teaching apprentices the code the hard way.
- W2 electrician role — 55%
- Weekend service calls — 30%
- YouTube / ad revenue — 15%
$85k salary + $3k/mo side jobs + $1.2k/mo YouTube.
The VP
Full-time executive leading a team. A small advisory practice built around years of experience. Quarterly workshops for companies navigating the same challenges.
- VP role — 60%
- Advisory clients — 25%
- Executive Workshops — 15%
$220k/salary + $6k/mo advisory + quarterly workshops
The Writer
Freelance roles. A Substack that compounds every month. Brand deals when the fit is right.
- Freelance Writing — 55%
- Substack subscribers — 30%
- Brand partnerships — 15%
$6k/mo freelance + $1.8k/mo Substack + brand deals.
The Nurse
Three 12s at the hospital. Weekends doing wellness workshops for corporate clients. A paid newsletter for new nurses.
- Hospital shifts — 65%
- Corporate wellness workshops — 25%
- Paid newsletter — 10%
$95k salary + $2k/mo workshops + $600/mo newsletter.
The Physical Therapist
Full-time clinic role. Online movement assessments for remote clients. A digital course for runners returning post-injury.
- Clinic salary — 60%
- Remote assessments — 25%
- Digital course — 15%
$80k salary + $1.5k/mo assessments + course sales.
The Driver
CDL route by day. Dispatch consulting for owner-operators. A small content channel reviewing gear and routes.
- CDL route — 70%
- Dispatch consulting — 20%
- Content / affiliate — 10%
$70k salary + $1.2k/mo consulting + affiliate income.
Full-time role + a Substack that pays your rent + a quarterly consulting client? That's a stack. Inside, you'll design yours, with Claude helping you see combinations you wouldn't have thought to try.
How it works
Portfolio careers aren't built by accident.
I.
Set up your private portal.
Watch the 60-minute masterclass, download the workbook, and open your Claude project files inside Circle. Everything you need lives in one place.
II.
Run the About Me interview.
Use the 20-question Claude prompt to surface the skills, stories, and experiences you've stopped noticing. This becomes your About Me doc.
III.
Run the Skills Mining audit.
Claude ranks your top monetisable offers, archetype variants, prices, first buyer, and first move. No more guessing what to sell.
IV.
Build your 4 custom stacks.
Mix anchor, skill, digital, and equity income until you find the combination that fits your life — not a generic template.
V.
Execute the 90-day roadmap.
Follow the done-for-you sequence: first-move scripts, validation conversations, paired content moves, and failure-pattern guardrails.
Everything you get
Four pieces. One system.
01 / Masterclass
The 60-Minute Training
The exact framework I used to build a $400K+/yr portfolio career — recorded and on-demand inside your private Circle portal. Watch it in one sitting, then revisit it whenever you need a reset.
02 / Workbook
Map Your Entire Pie
A printable workbook that turns the method into your plan: skills inventory, offer stack, pricing floor, target mix, and your first 90 days of action.
03 / Penny
Your AI Portfolio Career Coach
Unlimited guidance to help you brainstorm, validate ideas, refine offers, and build your Income Stack with confidence.
04 / Roadmap
The 90-Day Path
A done-for-you sequence with decision points, demand-validation criteria, paired content moves, and failure-pattern guardrails — all built to get you paid within 90 days.
What you walk away with
- ✓Four custom income stacks ranked with monetizable offers, archetype variants, and price points.
- ✓Templates for
- ✓Four custom income stacks ranked with monetisable offers, archetype variants, prices, first buyer, and first move.
- ✓Your 90-day roadmap with decision points and failure-pattern guardrails.
What makes this different?
Most courses give you information.
The Income Stack Sprint gives you guidance.
Every lesson is paired with Penny — your AI coach built exclusively on the Income Stack Framework — so you're never left wondering what to do next.
Built Exclusively for the Income Stack SprintMeet Penny.
Penny is your AI coach, trained exclusively on the Income Stack Framework to help you apply every lesson to your own career.
Penny
OnlineLesson 2 Complete ✓Now apply today's lesson.
You
I have 15 years in HR. How do I add $3,000/month without leaving my job?
Tell Penny about your career…
Every great framework needs great implementation.
Penny extends every lesson beyond the video — a steady second opinion while you build, price, and position your own Income Stack.
Discover Opportunities
Find income streams hiding inside your expertise.
Decide What Comes First
Know which opportunity deserves your attention.
Refine Every Offer
Sharpen your positioning and your pricing.
Keep Building
Guidance whenever uncertainty slows you down.
Learn with me.
Build with Penny.
From learning to implementation — with guidance every step of the way.
Is The Income Stack right for you?
Yes, if…
You're one paycheck away from panic — or one stream away from the life you actually want.
- ✦You have skills your job doesn't pay you for.
- ✦You want optionality without quitting tomorrow.
- ✦You've bought courses. You need a plan.
- ✦You're ready to charge like it matters.
- ✦You want to be the parent who chooses the school, not the one who settles for what's left.
Skip it if…
You want passive money in a weekend.
- —You want live calls or a community, this is self-paced materials only.
- —You won't do 60 minutes of thinking.
- —You want someone to build it for you — Claude speeds this up, it doesn't do it for you.
The Investment
Enrollment is open.
Most people spend more on a single dinner out than on the skills that will change their next ten years. Pick the payment pace that works for you.
The Stack — Full System
Everything you need to build your portfolio career.
- ✓60-minute masterclass (on-demand)
- ✓The Stack workbook (PDF)
- ✓About Me interview prompt
- ✓Skills audit prompt
- ✓Copy & paste AI prompts
- ✓Pricing & pitch templates
- ✓First-move text scripts
- ✓15 demand-validation criteria
- ✓Paired content move templates
- ✓90-day sequence with decision points
- ✓Failure-pattern framework
- ✓Private Circle portal access
- ✓Lifetime access + updates
Split pay
2 × $169
Two monthly payments. Instant access on payment one.
Get in — split pay →Self-paced materials only. No live calls or community access.
Buy now, pay later withKlarnaAffirmAfterpay
✦ 7-day money-back guarantee✦ Instant access✦ Lifetime updates
Proof it works
I built this system.
Then I used it on myself.
$400K+/yr
Portfolio career · Using this exact system
This isn't theory. I built The Income Stack from the same framework I use every day across my own income streams — and these are the receipts. Not someday. Not after years of grinding. Right now.
Milestone 01
First $1K on Substack
[ Monthly earnings ]
src/assets/proof-monthly.png
Milestone 02
A month of the full stack
The wins
People who stopped waiting for permission.
"I landed a $4,500 retainer three weeks after the workbook. I didn't even quit my job — I just stopped acting like it was the only thing paying me."
Maya R.
Senior PM · Brooklyn
"The pricing floor exercise alone was worth the price. I doubled my consulting rate and nobody blinked. I was the only one who thought it was too much."
Devon K.
Brand consultant · Austin
"I've bought every course. This one actually made me DO the thing. The 90-day roadmap turned 'someday' into a calendar."
Priya S.
Product designer · Toronto
"First paid Substack subscriber in week two. First $1K month in week nine. The stack isn't theory — it's a checklist."
James O.
Writer · London
"I'm an engineer. I hate 'personal brand' talk. This wasn't that. It was a business plan for someone with a job."
Chris L.
Staff engineer · SF
"The AI prompts saved me from staring at a blank page for weeks. I wrote my offer page in 40 minutes."
Sam H.
Therapist · Chicago
Names and details shared with permission. Results vary — because the whole point is a portfolio that looks like you.
When they told me to play small, I built bigger.
A Note from Yliana
I'm Yliana
NYC native, entrepreneur, operating partner, and expert at betting on myself and YOU, again and again.
My daughter has been one of just a few Black students at her school for years now. I have watched her confidence quietly wrestle with that reality — the yearning to see more of herself in the spaces she occupies every day. Spaces that put her in rooms full of girls who look like her are not optional for us. They are necessary and WE, the adults, need that too.
The Spark
Cancer is what forced me to build a portfolio career.
I was diagnosed in the middle of a career most people would call the dream — the title, the bonus, the calendar full of rooms I had fought to get into. And then a doctor said the word and every one of those things became optional in a way I could not un-see. One income stream. One employer. One HR portal deciding what my treatment, my time, and my daughter's life were going to look like. That was the moment I understood — in my body, not just my spreadsheet — that a single paycheck is not a plan. It is a bet.
So while I was healing, I started stacking. Consulting on the side. An advisory seat. Writing. A community. Not hustle for hustle's sake — life-proofing. Because the next hard thing is coming for all of us, and I was never going to be caught with only one door again.
"The Stack is the dinner table we were never invited to. Now we are hosting it.
I am a public school mom raising a private school daughter. I have navigated Blackstone boardrooms, billion dollar exits, built and sold my own 7-figure business, private school admissions, cancer, co-parenting, and a $400K/yr portfolio career — all without a playbook. What I know is that the knowledge gap is real. And it is not a personal failing. It is a structural one.
So I built the playbook. Now I'm handing it to you.
— Yliana Guzman
The Cost of Waiting
One more year on one income stream is one more year of
living under-resourced.
The better school your child is unable to attend. The investment account you keep meaning to open. The home you're renting instead of buying. All of it is on the other side of the second stream — not someday. Starting now.
Build my Income Stack →Questions, answered.
Is this live or self-paced?+
Self-paced. Everything is recorded and lives in your private Circle portal. No live calls, no set schedule.
What exactly do I get?+
The 60-minute masterclass, the Stack workbook, copy-and-paste Claude AI prompts, and the 90-day roadmap — all inside Circle.
Do I need Claude Pro?+
Recommended, but not required. The prompts work on free Claude. Pro makes the project setup and re-runs smoother.
Do I need to quit my job?+
No. This is designed to be built alongside what you already have — not instead of it.
What if I don't have a 'thing' to sell yet?+
That's exactly what the audit and Claude prompts are for. You have more to work with than you think — we help you see it and shape it.
Is this just for creators?+
No. See the sample stacks — an electrician, a nurse, a physical therapist, a CDL driver. This works for W2 employees in any field with real-world expertise.
How long will this actually take?+
The masterclass is 60 minutes. The roadmap runs 90 days at roughly 3–5 hours a week. Self-paced — go faster or slower.
How long do I have access?+
Lifetime access to the Circle portal, including any updates to the materials.
One decision away
Build the stack.
Instant access to the masterclass, workbook, prompt library, and the 90-day roadmap — all inside your private portal.
Get in →Self-paced · Lifetime access · 7-day guarantee